Approve salary advances, personal and emergency loans in one place, then let every installment come off salary automatically, with a live balance for each employee.
Trusted by 850+ organizations
Salary advance, personal and emergency loans
Fixed amount or a percentage of basic salary
Salary, bonus or final settlement
Employees or HR raise a request with the amount, purpose and recovery plan set from the start.
Each loan keeps its own record of deductions, payments and the balance still to recover.
Set the rules once, so every request follows the same eligibility limits and terms.
Repayment schedules change only when an approver signs off, and the next pay run picks up the change.
See outstanding loans, repayment progress and interest across the workforce in one report.
The employee or HR submits the loan type, amount and recovery plan.
The request follows your approval chain, with comments and send-back when details are missing.
The approved amount is recorded with its taken date and repayment start date.
Installments come off salary each month until the balance reaches zero.
How employee loans compare when they live in spreadsheets versus inside payroll.
| Task | Manual & Spreadsheets | PayPeople CloudRecommended |
|---|---|---|
| Loan Requests | Paper forms and chat messages | One request with type, amount and recovery plan |
| Installment Deductions | Remembered and keyed in every month | Deducted automatically in every pay run |
| Interest and Terms | Worked out by hand per employee | Applied from the loan policy |
| Schedule Changes | Changed without a record | Paused or adjusted with approval |
| Outstanding Balances | Rebuilt from old sheets at year-end | Live balance and loan reports |
| Employee Exit | Balances missed at settlement | Recovered through the final settlement |
Salary components, adjustments, review and payslips in one monthly pay run.
Learn About Payroll SoftwareMonthly FBR tax slabs, EOBI, PESSI, SESSI, KP ESSI, BESSI and WHT certificates.
Learn About Payroll ComplianceAuto-deduct monthly loan installments and advances during payroll runs.
You're HereExit clearance, pending salary, leave encashment, gratuity and loan recovery in one flow.
Learn About Final SettlementMonthly employee and employer contributions, running balances and payouts at exit.
Learn About Provident FundPlan increments, bonuses and salary bands before they reach payroll.
Learn About Compensation PlanningEmployee claims, approvals and reimbursements that flow into payroll.
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5-Star Customer Review
"We’ve been using PayPeople HR Software for the past year, and honestly, it has made managing our HR processes much easier. The system is simple to use and covers all the key areas we need, including attendance, payroll, leaves, employee records, and performance management. What I particularly like is how it automates many routine tasks. The support team has also been very helpful and responsive whenever we’ve needed assistance. I would definitely recommend it to other HR professionals looking for a reliable and easy-to-manage HR solution."
5-Star Customer Review
"We have been using PayPeople HR Software for the past year, and it has proven to be a highly effective and reliable solution for our HR needs. The platform is user-friendly, well-structured, and covers everything from attendance, payroll, and leave management to performance tracking and employee records. The automation of routine HR tasks has significantly improved efficiency and reduced manual errors. PayPeople has truly added value to our operations."
5-Star Customer Review
"PayPeople has made our day-to-day HR operations much easier. Managing employee records, leave, attendance, and payroll from one system has reduced a lot of manual work for our HR team. Highly recommended for fast-growing technology companies across Pakistan."
5-Star Customer Review
"PayPeople Software using at CareSync Solutions is an efficient and user-friendly tool for managing HR operations. It streamlines tasks like payroll, attendance, and employee records, saving time and reducing errors. The platform is intuitive, with strong reporting features and responsive customer support. A great solution for simplifying HR processes."
5-Star Customer Review
"PayPeople has completely eliminated end-of-month payroll bottlenecks across our branches in Lahore, Karachi, and Islamabad. The multi-location biometric attendance sync and automated tax slabs matching FBR guidelines work flawlessly. Their team provided top-notch onboarding support."
5-Star Customer Review
"Managing on-call shifts, night rotations, and statutory allowances for our clinical and paramedical staff used to take days. PayPeople handles complex shift differentials and automated leave approvals with zero errors. A truly indispensable platform for healthcare organizations in Pakistan."
5-Star Customer Review
"With over 800 plant workers across three daily shifts, tracking overtime and calculating EOBI and social security used to be a major headache. PayPeople's automated overtime rules and provincial compliance exports have saved us hundreds of man-hours each month."
5-Star Customer Review
"The open API architecture and webhooks in PayPeople allowed us to plug attendance and employee data directly into our internal dashboards. Fast, secure, and rock-solid cloud infrastructure with 99.9% uptime. Best B2B HR software in Pakistan hands down."
5-Star Customer Review
"The mobile app self-service feature is loved by our faculty and staff. Everyone submits leave requests, downloads monthly salary slips, and checks tax deductions on their phones without calling HR. It has modernized our entire institutional culture."
Book a guided demo and bring your loan policy and a few open loans. We will set up the recovery plan with you.
Used by HR, finance and founders in manufacturing, retail, healthcare, education, software & IT and other industries.
Official SourcesFBRPayment of Wages Act 1936